Unfortunately, my husband is not a very well person. He has sinus problems, cluster headaches, migraines and his surgeon told him a few years ago his face isn’t big enough for all the stuff inside it which basically means he’s going to have sinus, migraine and dental issues for the rest of his life.
In 2016 he had to get elective nose, throat surgery and there was a two-year waiting list to get the procedure done in the public system.
He’s a business owner and calculated that if he worked for two years in severe pain waiting for the surgery he’d lose thousands of dollars in productivity and days off work that he wouldn’t be paid for. We did all the calculations and figured out it was best to get private health insurance and have the surgery as early as possible. We were also able to choose the best time of year to have that surgery which was a blessing because he recovered slowly.
Private health insurance saved us thousands of dollars by getting my husband back to work more quickly in 2016. It continues to save us money by covering the ongoing dental work costs associated with his ENT issues.