Written by Stylendipity
My children and I suffer from a peripheral neurological disability which impairs the range of movement in our lower limbs.
Although we take a more sedate approach to leisure activities, accidents are highly-frequent in our household.
Charlotte recently sprained a ligament in her right ankle while she was simply walking around the house. She is now walking on crutches and attending physiotherapy on a regular basis.
Due to the wasting of muscles in our legs, the most ordinary activity can result in the most severe of injuries.
And when injuries like this occur, they need immediate treatment. We can’t afford to wait on usually long public waiting lists and prefer not to incur the costs associated with each treatment.
Private Health Insurance gives us peace of mind knowing that we are covered for specialist clinics, podiatrists, physiotherapists, prescription orthotics and pain management.
Due to the unexpected nature of this condition (and of life in general), we can never predict what incidents might occur or what our medical expenses will be from year to year. What we do know, however, is that whatever they may be, we are covered and most importantly, we can be treated quickly.
Maintaining Private Health Insurance also ensures that we keep up with regular dental, optical, podiatry and remedial check-ups throughout the year. An additional incentive to having private cover is the relief we get from the Medicare Levy Surcharge.